Tips for Writing a Check:

1. Only write checks when you have enough money in your account to cover them. Do not write a check on a promise from a friend or rely on a paycheck to be deposited in time to cover your check. If you do not have the money in the account, do not write the check.

Check Register

2. Write your checks legibly.

3. Write the check amount as far to the left as you can. This prevents others from adding in numbers, making the amount of the check larger than you intended.

4. Always use a pen to write checks.

5. Do not erase mistakes on a check. Either write "Void" across the check or write "Void" next to its number in the check register and tear up the check.

6. Do not sign blank checks. They can easily be stolen or used by someone else.

7. Print the correct date on your checks.

8. Always keep your checks in a safe place. Your checks are just another form of money they can be stolen and used by other people, just like cash. If your checks are ever lost or stolen, contact your financial institution immediately.

Paper Shredding Documents

9. Destroy voided or unused checks and deposit slips. There is a line of computer numbers at the bottom of every check called an MICR code. Counterfeiters can use this information to fraudulently use your account. To prevent fraud, thoroughly tear up or shred all checks and deposit slips.

10. Record every transaction. Keep track of when you use your debit card, the amount of money you take out of the ATM, and any other withdrawals. They add up quickly. It only takes a few minutes and can prevent overdrafts and additional fees. Use all of the columns in your check register so that you can easily identify transactions.

11. Keep a running balance in your checkbook. If you do not calculate your balance right away, you run the risk of spending more money than you have or dropping below your minimum balance, resulting in additional fees.