Personal Information

Personal Information Image
  • Full name
  • Current and previous addresses
  • Social Security number
  • Telephone number
  • Date of birth
  • Current and previous employers

Credit History

A credit report's credit history section shows how you have paid your credit obligations in the past and is used as a guide to determine whether you are likely to pay accounts on time in the future. A credit report's credit history section generally includes a listing of the credit accounts from the last ten years.

Each entry includes a variety of information, such as: Someone looking over credit report

  • Account number
  • Creditor's name
  • Amount borrowed
  • Amount owed
  • Credit limit
  • Date when the account was opened, updated, or closed
  • Timeliness of payments
  • Late payments (these are noted as a negative activity)