1. Home: 35%
2. Travel: 15%
3. Debt: 15%
4. Savings: 10%
5. Other: 25%

To determine the percentage you're currently spending for each category, divide the TOTAL from that category by the Total Available Monthly Income, and then multiply that number by 100.

For example, if your total for the Home category is $600, and your Total Available Monthly Income is $2,000:

600 ÷ 2000 = 0.3

To get a percentage, multiply 0.3 x 100. This would be 30%.