Personal Information
- Full name
- Current and previous addresses
- Social Security number
- Telephone number
- Date of birth
- Current and previous employers
Credit History
A credit report's credit history section shows how you have paid your credit obligations in the past and is used as a guide to determine whether you are likely to pay accounts on time in the future. A credit report's credit history section generally includes a listing of the credit accounts from the last ten years.
Each entry includes a variety of information, such as:
- Account number
- Creditor's name
- Amount borrowed
- Amount owed
- Credit limit
- Date when the account was opened, updated, or closed
- Timeliness of payments
- Late payments (these are noted as a negative activity)