In the Savings Section we see how Tom's spending patterns have hurt him. There are no savings. Tom's future will be bleak if he doesn't begin to save money right away. Since his income isn't likely to change significantly, he'll have to reduce his expenditures to generate meaningful savings.
In the Other Section we see that Tom spent the following amounts…
| 1. Going to restaurants | $ | 140.00 |
| 2. Eating take-out food | $ | 70.00 |
| 3. On coffee | $ | 80.00 |
| 4. On snacks | $ | 25.00 |
| 5. On new clothes | $ | 40.00 |
| 6. On dry cleaning | $ | 84.00 |
| 6. Going to the movies | $ | 80.00 |
| 7. On haircuts | $ | 40.00 |
| 8. On hygiene | $ | 60.00 |
| 9. On a gym membership and | $ | 60.00 |
| 10. For his cell phone | $ | 60.00 |
| Added together, these figures total | $ | 739.00 |